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HELP: Looking for individual dental & health insurance ?



Question:

I am looking for health insurance for my family.... PLease help...If you can point me to some links on this topic/any FAQ?/ any information...


Answer: There is no such thing as an individual dental insurance, but you should have no trouble finding an individual health policy. A quick search of the Net for "health insurance" would yield tens of sites of insurance companies and agents selling to the public.

You don't mention where you are, but Blue Cross of California has an individual health insurance plan, *and* has an individual dental plan as well (called DentalNet, and it is only about $36.00 per quarter, at least that is what I pay).

"Dental plan" as in "dental discount plan"? That is not the same as dental insurance as offered to groups. Under dental plan you get "free" c leanings and you get "discounts" at specific dentists. Under dental insurance you get partially reimbursed for dental services. That makes a HUGE financial difference since the "discounts" under dental plans are generally bogus, you can do just as well without a plan.


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