Question:
I realize that this is not the first time such question is asked, but I
failed to find a persuasive answer.
Would someone please recommend a good general dentist in San Diego? All
of my past experience was unsatisfactory and I can't risk it again. I
currently have HMO, but willing to disregard it and pay out of the
pocket for professional services.
Answer:
There ya go ........ many patients say,
"Yeah doc, I got insurance, but I know
it isn't worth much so do what is BEST
for me and I will pay you what its worth."
HMO plans are generally bare-bones and do not provide for many dental
procedures. Of all the dentists I know with better reputations, I can't
think of any who affiliate with HMO plans.
I know a number of good dentists in the San Diego region. What part of
the county are you in?
I have an option to switch to "DentalGuard Preferred Select" PPO
Network from Guardian. Do you think this makes sense?
Definitely superior to HMO. Typical benefits I've seen are quite
decent--100% preventive, 80% basic, 50% major, decent fee schedule.
Depends also on yearly max, and how much treatment you need. And it is
not a closed panel, which means you can go to a non-participating
dentist too and get the same benefits (not necessarily the same fees
though).
